Educate this newbie about AI please

Hi I am about to join a college this year and I just got into programing .

My feed is rn all about programing and I see 3 types of content creators regarding AI :

1. Just vibe code 2. Dont use AI at all 3. Use AI as a tool

So my question is how do u actually use the AI as a tool ?

How do you guys use AI ?

And as begginer how should i use it ? or even if i should use it ??

Someone please educate me on this ....